"I had never used a "Hard Money" lender in the 15 years I've been flipping houses so I was VERY leary because of the nightmare stories I've heard. I called on a Thursday and Justin said I'll meet you on Tuesday. I met him, we walked the property, I gave him some comps, he said I'll call you in a few days. He called me on Thursday and said your all set. No ss#, tax returns, income, etc. I was shocked." I would use this company again should the need arise."